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Széchenyi Microcredit GO!

Up to HUF 50,000,000
For agricultural purposes as well
At a fixed 0.5% interest rate

Széchenyi Microcredit GO! with a maximum amount of HUF 50,000,000 can be used to purchase real estate, commercial vehicles, or other tangible assets, as well as to replace previous investment loans.

Széchenyi Microcredit GO! also for agricultural purposes

Grow your business with Széchenyi Microcredit GO! available already with a 10% down payment at Hitelpont, created specifically for small businesses. Secured by collateral, you can apply for an entrepreneurial loan of up to HUF 50,000,000 for both agricultural or non-agricultural purposes, for a term of up to 10 years, at a fixed interest rate of 0.5%.

Széchenyi Microcredit GO!
for non-agricultural purposes

  • Fixed 0.5% interest rate
  • Loan term length up to 10 years
  • 23-month long grace period
Beneficiaries

Companies that qualify as microenterprises according to legislation currently in force in Hungary with a legal form of sole proprietorship, limited liability company, limited partnership, general partnership, joint-stock company, cooperative or other enterprise forms.

Funded activity

Non - agricultural purposes

Széchenyi Microcredit GO!
for agricultural purposes

  • Fixed 0.5% interest rate
  • Loan term length up to 10 years
  • 23-month long grace period
Beneficiaries

Companies that qualify as microenterprises according to legislation currently in force in Hungary with a legal form of sole proprietorship, primary producer, forest holding company, Family Farm or Proprietary Producers, sole proprietorships, limited liability company, limited partnership, general partnership, joint-stock company, cooperative or other enterprise forms.

Funded activity

Activities related to the agricultural sector only

Loan Terms

Maximum loan amount:HUF 50,000,000
Annual interest rate:0.5%, fixed
Interest payment:fixed throughout the entire term
Agreement free:1% of the contracted loan amount with a minimum of HUF 200,000
Disbursement fee:HUF 15,000/disbursement
Processing fee:0%
Term length:13 – 120 months
Grace period:max. 24 months
Mandatory collateral:Involvement of a material collateral is mandatory (which can be the object of the investment or an independent instrument)

Why choose Széchenyi Microcredit GO!?

  • Extensive. Business loan for various investment purposes.
  • Flexible. For companies at a very early stage, e.g. start-ups or even for ongoing investments.
  • Adaptive. Companies not complying with general commercial bank conditions (e.g. with a foreign owner) may also apply.
  • Favorable. Highly competitive fees, simplified credit administration

Who qualifies?

  • Micro-enterprises registered in Hungary;
  • Sole proprietors;
  • A closed fiscal year is not required;
  • No other conditions apply regarding sales or operations.

How to apply

  1. Fill in the application form below. Following that our colleagues will reach out within 1 business day.
  2. You are welcome to clarify any questions regarding the application with our colleagues, after which preliminary rating of the application will be conducted.
  3. You can send us unofficial documents required for the preliminary rating and administration simply by email.
  4. You will be asked to bring official documents with you only to the personal meeting.

The information provided on this site is by no means not exhaustive, is for informational purposes only and does not constitute an offer. For detailed information, please refer to the product documentation or ask our colleagues.

Calculate in advance

Széchenyi Microcredit GO!

For small businesses up to HUF 50,000,000 for a period of 10 years

Find out how much you need!

Amount requested ?The loan amount may be between 1.000.000 - 50.000.000 HUF.

HUF

Term ?The term of the loan is the duration of its repayment, including the grace period.

Month

Grace period ?During the grace period principal does not need to be repaid, only interest.The term of the loan must exceed the grace period by at least 0 months (may be 0-24 months).

Month

Repayment details

Detailed calculation

During grace period months

43.417 HUF

First installment past grace period

136.009 HUF

Last installment

94.268 HUF

Total repayment value

13.155.958 HUF

Upfront fees

Loan assessment fee
0 Ft
Contractual fee
0 Ft
Disbursement commission
0 Ft

Net interest rate of the loan is fixed at a discount of 0.5% per annum, where monthly installments decrease continuously throughout the term. Take a look at our detailed calculation or enquire about fee and interest rate discounts at our colleagues!

Application

I request a preliminary credit assessment of my Széchenyi Microcredit GO! loan application from Hitelpont Zrt. as follows.

    Our colleague will get in touch you within 1 working day regarding the pre-qualification assessment of your application.

    Your data will only be used for administrative purposes.

    Kindly turn to our colleagues with your questions!

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    Széchenyi Microcredit GO!

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    For agricultural purposes as well
    At a fixed 0.5% interest rate
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