Széchenyi Microcredit MAX

Up to HUF 50,000,000
At a fixed 0.5% interest rate
For real estate purposes as well

Széchenyi Microcredit MAX with a maximum amount of HUF 50,000,000 can be used to purchase real estate, or other tangible assets, as well as to replace previous investment loans.

Széchenyi Microcredit MAX also for real estate purposes

Grow your business with Széchenyi Microcredit MAX available already with a 10% down payment at Hitelpont, created specifically for small businesses. Secured by collateral, you can apply for an entrepreneurial loan of up to HUF 50,000,000 for both agricultural or non-agricultural purposes, for a term of up to 10 years, at a fixed interest rate of 0.5%.

Széchenyi Microcredit MAX
for general business purposes

  • Fixed 1% interest rate
  • Loan term length up to 10 years
  • 23-month long grace period
Beneficiaries

Companies that qualify as microenterprises according to legislation currently in force in Hungary with a legal form of sole proprietorship, limited liability company, limited partnership, general partnership, joint-stock company, cooperative or other enterprise forms.

Funded activity

Non - agricultural purposes

Széchenyi Microcredit MAX
for agricultural purposes

  • Fixed 1% interest rate
  • Loan term length up to 10 years
  • 23-month long grace period
Beneficiaries

Companies that qualify as microenterprises and small enterprises according to legislation currently in force in Hungary with a legal form of sole proprietorship, primary producer, forest holding company, Family Farm or Proprietary Producers, sole proprietorships, limited liability company, limited partnership, general partnership, joint-stock company, cooperative or other enterprise forms.

Funded activity

Activities related to the agricultural sector only

Loan Terms

Maximum loan amount:HUF 50,000,000
Annual interest rate:1%, fixed
Interest payment:fixed throughout the entire term
Agreement free:1% of the contracted loan amount with a minimum of HUF 200,000
Disbursement fee:HUF 15,000/disbursement
Processing fee:0%
Term length:13 – 120 months
Grace period:max. 24 months, or max. 36 months in the case of investment in the purchase of a new-build property
Mandatory collateral:Involvement of a material collateral is mandatory (which can be the object of the investment or an independent instrument)

Why choose Széchenyi Microcredit GO!?

  • Extensive. Business loan for various investment purposes.
  • Flexible. For companies at a very early stage, e.g. start-ups or even for ongoing investments.
  • Adaptive. Companies not complying with general commercial bank conditions (e.g. with a foreign owner) may also apply.
  • Favorable. Highly competitive fees, simplified credit administration

Who qualifies?

  • Micro- and small enterprises registered in Hungary;
  • Sole proprietors;
  • A closed fiscal year is not required;
  • No other conditions apply regarding sales or operations.

How to apply

  1. Fill in the application form below. Following that our colleagues will reach out within 1 business day.
  2. You are welcome to clarify any questions regarding the application with our colleagues, after which preliminary rating of the application will be conducted.
  3. You can send us unofficial documents required for the preliminary rating and administration simply by email.
  4. You will be asked to bring official documents with you only to the personal meeting.

The information provided on this site is by no means not exhaustive, is for informational purposes only and does not constitute an offer. For detailed information, please refer to the product documentation or ask our colleagues.

Calculate in advance

Széchenyi Microcredit MAX

For small businesses up to HUF 50,000,000 for a period of 10 years

Find out how much you need!

Amount requested ?The loan amount may be between 1.000.000 - 50.000.000 HUF.

HUF

Term ?The term of the loan is the duration of its repayment, including the grace period.

Month

Grace period ?During the grace period principal does not need to be repaid, only interest.The term of the loan must exceed the grace period by at least 0 months (may be 0-24 months).

Month

Repayment details

Detailed calculation

During grace period months

43.417 HUF

First installment past grace period

136.009 HUF

Last installment

94.268 HUF

Total repayment value

13.155.958 HUF

Upfront fees

Loan assessment fee
0 Ft
Contractual fee
0 Ft
Disbursement commission
0 Ft

The minimum term of Széchenyi Mikrohitel MAX is 13 months. Net interest rate of the loan is fixed at a discount of 1% per annum, processing fee is 2.8% per annum, monthly installments decrease continuously at the same interest rate during the term.

Application

I request a preliminary credit assessment of my Széchenyi Microcredit MAX! loan application from Hitelpont Zrt. as follows.

    Our colleague will get in touch you within 1 working day regarding the pre-qualification assessment of your application.

    Your data will only be used for administrative purposes.

    Kindly turn to our colleagues with your questions!

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