Grow your business with Széchenyi Microcredit MAX available already with a 10% down payment at Hitelpont, created specifically for small businesses. Secured by collateral, you can apply for an entrepreneurial loan of up to HUF 50,000,000 for both agricultural or non-agricultural purposes, for a term of up to 10 years, at a fixed interest rate of 0.5%.
Companies that qualify as microenterprises according to legislation currently in force in Hungary with a legal form of sole proprietorship, limited liability company, limited partnership, general partnership, joint-stock company, cooperative or other enterprise forms.
Non - agricultural purposes
Companies that qualify as microenterprises and small enterprises according to legislation currently in force in Hungary with a legal form of sole proprietorship, primary producer, forest holding company, Family Farm or Proprietary Producers, sole proprietorships, limited liability company, limited partnership, general partnership, joint-stock company, cooperative or other enterprise forms.
Activities related to the agricultural sector only
|Maximum loan amount:||HUF 50,000,000|
|Annual interest rate:||1%, fixed|
|Interest payment:||fixed throughout the entire term|
|Agreement free:||1% of the contracted loan amount with a minimum of HUF 200,000|
|Disbursement fee:||HUF 15,000/disbursement|
|Term length:||13 – 120 months|
|Grace period:||max. 24 months, or max. 36 months in the case of investment in the purchase of a new-build property|
|Mandatory collateral:||Involvement of a material collateral is mandatory (which can be the object of the investment or an independent instrument)|
The information provided on this site is by no means not exhaustive, is for informational purposes only and does not constitute an offer. For detailed information, please refer to the product documentation or ask our colleagues.
Széchenyi Microcredit MAX
Amount requested ?The loan amount may be between 1.000.000 - 50.000.000 HUF.
Term ?The term of the loan is the duration of its repayment, including the grace period.
Grace period ?During the grace period principal does not need to be repaid, only interest.The term of the loan must exceed the grace period by at least 0 months (may be 0-24 months).
During grace period months43.417 HUF
First installment past grace period136.009 HUF
Last installment94.268 HUF
Total repayment value13.155.958 HUF