Széchenyi Microcredit MAX+
Up to HUF 100,000,000
At a fixed 3.0% interest rate
For real estate purposes as well
Széchenyi Microcredit MAX+ with a maximum amount of HUF 100,000,000 can be used to purchase real estate, or other tangible assets.
Széchenyi Microcredit MAX+ also for real estate purposes
Grow your business with Széchenyi Microcredit MAX available already with a 10% down payment at Hitelpont, created specifically for small businesses. Secured by collateral, you can apply for an entrepreneurial loan of up to HUF 100,000,000 for a term of up to 10 years, with an unchanged interest rate of 3.0% throughout the term.
Széchenyi Microcredit MAX+
for general business purposes
- Fixed 3,0% interest rate
- Loan term length up to 10 years
- 23-month long grace period
Beneficiaries
Companies that qualify as microenterprises according to legislation currently in force in Hungary with a legal form of sole proprietorship, limited liability company, limited partnership, general partnership, joint-stock company, cooperative or other enterprise forms.
Funded activity
Non - agricultural purposes
Loan Terms
| Maximum loan amount: | HUF 100,000,000 |
| Annual interest rate: | 3,0%, fixed |
| Interest payment: | fixed throughout the entire term |
| Agreement free: | 1% of the contracted loan amount with a minimum of HUF 200,000 |
| Disbursement fee: | HUF 15,000/disbursement |
| Processing fee: | 0% |
| Term length: | 13 – 120 months |
| Grace period: | max. 24 months, or max. 36 months in the case of investment in the purchase of a new-build property |
| Mandatory collateral: | Involvement of a material collateral is mandatory (which can be the object of the investment or an independent instrument) |
Why choose Széchenyi Microcredit MAX+?
- Extensive. Business loan for various investment purposes.
- Flexible. For companies at a very early stage, e.g. start-ups or even for ongoing investments.
- Adaptive. Companies not complying with general commercial bank conditions (e.g. with a foreign owner) may also apply.
- Favorable. Highly competitive fees, simplified credit administration
Who qualifies?
- Micro- and small enterprises registered in Hungary;
- Sole proprietors;
- A closed fiscal year is not required;
- No other conditions apply regarding sales or operations.
How to apply
- Fill in the application form below. Following that our colleagues will reach out within 1 business day.
- You are welcome to clarify any questions regarding the application with our colleagues, after which preliminary rating of the application will be conducted.
- You can send us unofficial documents required for the preliminary rating and administration simply by email.
- You will be asked to bring official documents with you only to the personal meeting.
The information provided on this site is by no means not exhaustive, is for informational purposes only and does not constitute an offer. For detailed information, please refer to the product documentation or ask our colleagues.
Calculate in advance
Széchenyi Microcredit MAX+
For small businesses up to HUF 100,000,000 for a period of 10 years
Find out how much you need!
Amount requested ?The loan amount may be between 1.000.000 - 100.000.000 HUF.
HUF
Term ?The term of the loan is the duration of its repayment, including the grace period.
Hónap
Grace period ?During the grace period principal does not need to be repaid, only interest.The term of the loan must exceed the grace period by at least 0 months (may be 0-24 months).
Hónap
Repayment details
Detailed calculationDuring grace period months
43.417 HUFFirst installment past grace period
136.009 HUFLast installment
94.268 HUFTotal repayment value
13.155.958 HUFUpfront fees
Loan assessment fee
0 Ft
Contractual fee
0 Ft
Disbursement commission
0 Ft
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