MFB Business Financing – Working Capital Loan

Working capital loan,
For financing inventory and raw materials

Currently not available

How big of a boost would 100.000.000 HUF give for your business?
Easy loan application process, quick administration, a term of up to 6 years

MFB Economy Recovery Loan Program – Working Capital Loan

Develop your business with only 10% of own resource with the help of the MFB Economy Recovery Loan Program – Working Capital Loan available at Hitelpont. Up to 100.000.000 HUF can be claimed with real estate collateral for a term of up to 6 years, with an annual interest rate of 12.32%. The loan objectives include the purchase of goods, raw materials, other current assets, or even the purchase of real estate.

The name of the loan program, previously called MFB Financial Enterprise Refinancing Facility II., has been amended on 07.01.2020, disregarding all other conditions.


Loan amount:up to 100.000.000 HUF
Annual rate:max. 12.32%

Ask our colleagues for available discounts.

Interest:indexed to 3-month BUBOR
Handling charges:1.50%
Loan term:1-6 years
Grace period:maximum of 12 months
Securities:Real estate collateral is expected in all cases


Most common loan objectives

  • Real estate purchase (current asset)
  • Current assets
  • Accounts payable
  • Raw materials
  • Components

Why choose the MFB Business Financing Working Capital Loan?

  • Simple. Expanding your inventory has never been easier.
  • Expedient. It can even be utilized for purchasing real estate. The loan amount can also be claimed for investments, which have already begun.
  • Flexible. Companies at very early stages and start-ups can also be eligible.
  • Adaptive. Companies which do not fit the conditions of commercial banks (eg. foreign owner) can also apply.
  • Favourable. Competitive fee structure, simplified administration process.

Frequently asked questions

How much can I borrow?
An amount of 1.000.000-50.000.000 HUF is available per transaction, for a maximum term of 72 months. (In case of real estate purchases, the loan amount can be up to 100.000.000 HUF)
How long is the application process?
As all companies are unique, it varies. On average it takes 2-4 weeks from the receipt of the loan application to the contract signing.
Where can I find more information about the loan?
All information is available on our website, click on the “Download detailed information” button or inquire at any of our contact details.

In case you have any questions, you can also request us to get in contact with you, our colleague will get in touch with you within a day.

Who can apply?

  • Micro, small and medium-sized companies registered in Hungary
  • Sole proprietorships
  • No full financial year is required
  • No restrictions regarding sales and other performance indicators

How to apply?

  1. Download the detailed information below, as well as the other documents related to the loan.
  2. Contact our colleagues and schedule an appointment. We will answer all your questions.
  3. You can forward all the unofficial documents by e-mail.
  4. Bring the official documents to the appointment in person.

The information provided on this site is not exhaustive, it only serves informational purposes and does not constitute an offer. For detailed information please find the product documentation attached, you might get in touch with us through our online forms (ask for a call-back or request a consultation) or visit our contact page for direct contact details.

Calculate in advance

MFB Business Financing – Working Capital Loan

Up to 100.000.000 HUF working capital financing for SMEs

Find out how much you need!

Amount requested ?The loan amount may be between 1.000.000 - 150.000.000 HUF.


Term ?The term of the loan is the duration of its repayment, including the grace period.


Grace period ?During the grace period principal does not need to be repaid, only interest.The term of the loan must exceed the grace period by at least 12 months (may be 0-12 months).


Balloon: ?The desired amount will be payable at the end of the term, therefore it results smaller installments during the rest of the duration.


Repayment details

Detailed calculation

During grace period months

43.417 HUF

First installment past grace period

136.009 HUF

Last installment

94.268 HUF

Total repayment value

13.155.958 HUF

Upfront fees

Loan assessment fee
0 Ft
Contractual fee
0 Ft
Disbursement commission
0 Ft

The annual interest rate is maximized by 12.32%, indexed to 3-month BUBOR. Repayment is on a monthly basis with a linear repayment schedule, therefore ever-decreasing installments during the term. Check out the detailed calculator!

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